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Once I’d had the initial conversation and my debt management plan was in place, I was able to see the overall debt lessening month or month until I am now at the point where the light at the end of the tunnel is very bright; just one more payment to make and I’m debt free and looking forward to having some extra cash every month.  They have always dealt with my plan and any queries without delay.  It was initially for 5 years; I will have paid it off within 4 years and 6 months, a result I’d say and one I wouldn’t have achieved without them.  I’m one very happy client!